What We Do

Fueling Opportunity Through Unique Financing Options & Education

We’re more than a lender. We help small businesses grow, support large-scale projects that transform communities, and empower the next generation of entrepreneurs.

Find Your Funding path
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Small Business Lending

Flexible loans for startups, expansions, equipment, working capital, etc.

You dream. We fund. Whether you’re starting fresh, expanding your team, acquiring equipment, or buying real property for your business: ACC’s Small Business Lending arm delivers capital solutions tailored to your business needs.

We partner with SBA and USDA to provide access to funds when traditional lenders say no. We offer SBA 7(a), microloans, and more. We aim to remove friction, offer reasonable terms, and be your hands-on partner through the lending journey.

Explore Small Business Loans

Project Finance

Strategic financing for transformative projects, infrastructure, community & economic development.

When economic vitality depends on more than just small business, ACC steps up with investment tools - whether through New Markets Tax Credits, community development projects, equity or debt financing for large developments, or financing that supports both public good and private return. These projects create lasting community value; jobs, infrastructure, and revitalization in regions that are often overlooked or lack capital options.

Explore Investment Opportunities
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Entrepreneurial Education

Curriculum, mentorship, and programs that equip entrepreneurs from idea to launch and beyond.

We believe that successful businesses and financial education go hand in hand. It's not easy to start a business, so we aim to equip entrepreneurs with education, resources, mentors, and networks. From helping you build business plans, understanding your market to learning how to pitch and scale, we want to foster innovation, opportunity, and entrepreneurial mindset. ACC supports aspiring founders to actualize their dreams, not just ideas.

Learn More About the ACC Foundation

Our Impact, By the Numbers:

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Our Story

Founded in 1957, ACC Capital (formerly Arkansas Capital Corporation) has grown from a state-focused lender into a national non-profit CDFI committed to Supporting entrepreneurs. Strengthening communities.

We were formed by Arkansas leaders to expand access to capital in places and for people that banks often overlook.

Name changed to ACC Capital in 2025 to reflect our expanded footprint and products.

Learn More About Us
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Reasons People Trust ACC Capital

Decades of Experience

Years of underwriting, structuring, monitoring diverse financing types, including SBA, USDA, real estate, startup & expanding businesses.

Flexible Approach

We tailor lending solutions; terms, collateral, loan size; to match the specific reality of each small business.

Strong Partnerships

With community banks, brokers, federal programs, government agencies, we help clients access resources and programs they wouldn’t alone.

Trusted Track Record

Our impact is measurable. Hundreds (thousands) of businesses financed, tens of thousands of jobs created or preserved.

Entrepreneur Centered

We don’t just offer capital; we guide, educate, and support entrepreneurs on the full journey from idea to growth.