6.437%
25-Year Fixed
6.457%
20-Year Fixed
6.348%
10-Year Fixed
How ACC Capital Works With You
How We Partner With Clients
We know small business lending and are experts in the various programs that may be available. We help small business owners achieve their dreams.
FLEXIBLE: Expansion of risk parameters beyond what traditional lenders consider.
PROFITABLE: Longer repayment terms, lower down payments, and competitive interest rates.
INVOLVED: Our team of finance professionals have a combined experience of over 145 years.
How We Partner With Banks
Collaborating with us means maintaining and building banking relationships with fewer obstacles.
EXPERIENCE: Partnering with community banks, we have provided 1,300+ loans to area small businesses and $1.5 billion+ in capital.
COLLABORATION: We work with community banks to access various government financing options, such as SBA and USDA.
PEACE OF MIND: Our experienced staff handles every aspect of the government’s guaranteed loan process from underwriting to servicing.
Capital Solutions
Whether looking to start a business or grow an existing one, we offer several different types of small business loans to fit your needs.
We Offer Loans for
- Startups
- Acquisition and Expansion of Existing Businesses
- Building or Expanding Commercial Real Estate
- Working Capital
- Purchase of Commercial Equipment
- Facilitating Rehabilitation of Properties
- Debt Refinance
Loan Products
SBA 504
Supplies permanent long-term financing for the purchase of fixed assets, such as owner-occupied commercial real estate, machinery and equipment, and refinance of qualified debt.
USDA B & I
Business acquisitions, expansion, finance of qualified non-owner investment real estate; purchase of equipment, machinery or supplies; start-up costs and working capital.
CONVENTIONAL COMMERCIAL LOANS
Acquire/improvements to commercial real estate; inventory and other business assets; to provide working capital; and to refinance certain debt.
SBA 7(A)
Acquire/improve owner-occupied commercial real estate, start or purchase a business, purchase of machinery/equipment, inventory; also to provide working capital or to refinance qualified debt.
SBA Loans Made Simple
SBA loans can seem complex. That’s why we’ve put together an extensive FAQ section, offering insights into everything from eligibility requirements to repayment terms. Consider us as your go-to resource for all things SBA.
