The Arkansas Capital Corporation Group today announced Small Business Administration (SBA) 504 loan rates are at 4.01% – the lowest 20-year, fixed-rate available since the program began in 1987. Through the SBA 504 loan product, borrowers get low, fixed-interest rate loans with no balloon or demand feature for up to 20 years. “The historically low SBA 504 loan rates just announced now put commercial real estate loan rates in the range of fixed-interest rates residential consumers are enjoying for home mortgages,” said Al Hodge, senior vice president, Arkansas Capital Corporation. “The low interest rate combined with the current well-priced real estate market makes this a great time for business owners to consider purchasing commercial real estate. The SBA 504 can also be used to purchase machinery and equipment.” Industries and businesses that can benefit from the loan product include professionals, healthcare, manufacturing, service, and retail, as well as restaurants and hotels. Arkansas Capital Corporation is a SBA Preferred and USDA Lender, and Six Bridges Capital Corporation is a certified SBA 504 lender.