Category Archives: Lending News

4 Habits That Surprisingly Boost Productivity

little rock lending

Entrepreneurs are always trying to maximize their time, and squeeze as much work out of their hours as possible. Often, this goal results in working long hours, cutting sleep and constant multitasking – practices that often prove to be ineffective. Instead of burning the midnight oil and sacrificing your personal life for the sake of your business, try picking up the below habits to boost your productivity while also improving your quality of life.
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How To Get The Sleep You Need When Starting a Business

sleep when starting a small business

Entrepreneurs, especially those who own start-ups, are known for sacrificing sleep for work. Sometimes, a couple short sleeps – or even sleepless nights – are warranted in order to create a successful company. But for too many business owners, little to no sleep isn’t an exception – it’s the norm.

The more the importance of sleep is studied, the more we find it’s simply not worth skipping or cutting short. You may have more time to work if you forgo sleep, but studies also show that you’ll be a less inspiring leader, you’ll make more ill-informed decisions, and you’ll be more likely to contract a cold or other illness, which will ultimately take time away from your work. In fact, by getting the National Sleep Foundation recommended 7-9 hours a night, you’ll be happier and more creative. So how exactly does a busy entrepreneur with an endless to-do list get enough good, quality rest to fulfill his/her full potential? Read on to find out how you can prioritize fitting quality hours of sleep into your schedule.
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Setting Up Your Home Office For Success


successful home office


Over half of businesses located in the great states of America can be found in the home. For some – whether it’s attributed to having toddlers not in school or because social interaction is key to their personalities – a home office would be considered a nightmare. For others – roughly around 52% – working from home is part of the American dream. To that we say, to each his own. However, we do have an opinion on how it should be handled and if you’re getting ready to work from home full-time or just building a home office for the occasional overflow of jobs, make sure to keep this list handy.
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How to Effectively Grow Your Small Business Into a Big Business

arkansas small business growth

You’ve had the idea. You’ve received the capital and resources to make that idea into a reality. You’ve started the business and hired the employees and have provided the service or product for a while now. You’re at the point when you’re established in the small business world. You’ve got a foundation. Your roots are strong in the ground and now it’s time to grow, to branch out. Expansion. It’s the word that every small business owner strives for. Whether that means it’s time to hire, time to move, to add to the product or service line, it means you can officially call yourself a success. But just like when you started out, growing requires a plan. It requires a list of things you need to do to make sure the branches you extend are as strong as your roots. Below are some tips to help you expand smartly and successfully.
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Announcing SBA 504 Refinance Opportunity

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SBA 504 Refinance Case Study

A decade ago, Susan bought the property where her business is located for $800,000. At that time, she paid 25% and took out a $600,000 loan at 5.5% with a 20-year amortization. Her current payment is $4127 monthly. This means after a decade of payments, she still owes $450,000. Her business has been successful, but she is netting less than before due to inflation and competition. Over the years, she has had to borrow on various loans and credit cards to purchase business assets or meet cash flow needs. If we determine that she owes $100,000 on various lines and cards and her payments are approximately $2,000 monthly, then her debt appears as below:

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Managing a Seasonal Business

managing a seasonal business

While recently chowing down on too many pounds of crawfish, a conversation sparked up with the guy who runs the local crawfish hut famous for their spicy mudbugs. Crawfish season generally begins in March – depending on how mild the previous winter was – and ends on July 4th weekend. So, curiosity sprang up on where crawfish hut/shack/truck owners go and what they do in the off-season. The answer? “I go back to my regular job and work the nine to five.” Rather than quenching the curiosity, it only sparked more questions. What profession allows a 4 to 5 month break? Is this the case for other seasonal businesses like ice cream trucks, sno cone shacks, ski lifts, etc.? How much revenue do they have to pull in to stay float in the off-season?

After digging in, we found how these men and women stay successful and there are only a few minor differences from the year-round businesses.
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How To Manage Your E-Mail Inbox

arkansas small business loans

When you added your work e-mail to your new iPhone, did a part of you feel like you were throwing away any chance at peace and quiet ever again? That little chirp coming in every few minutes stating that someone or something else requires your undivided attention is enough to make your eye twitch and your blood pressure spike. But in your industry, it’s a necessary evil. You have to be on top of things; but in order to have the most productive day, the most intense focus, the best work results, you have to practice expert time management skills and that includes managing how much time you spend with e-mail.
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