SBA 504 Rate History


SBA 504 Rate History
Effective rates below include fees to 6 Bridges Capital Corporation (6BCC), SBA and central servicing agent based on debenture pricing published by the National Association of Development Companies (NADCO).

SBA 504 Interest Rates

2014

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
5.54  5.31  5.29  5.19  5.08  5.07  4.95

2013

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
4.21 4.29 4.30 4.16 4.15 4.53  5.23  5.24  5.70  5.45  5.46  5.46

2012

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
4.84 4.71 4.59 4.75 4.46 4.50 4.46 4.45 4.28 4.26 4.17 4.01

2011

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
5.79 6.07 5.94 5.90 5.64 5.52 5.59 5.14 4.70 4.83 4.94 4.95

2010

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
5.79 5.56 5.61 5.77 5.52 5.29 5.21 4.93 4.62 4.52 5.10 5.57

2009

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
6.67 5.70 5.60 5.25 5.37 5.90 5.24 5.39 5.14 4.86 5.03 5.47

2008

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
6.14 6.13 6.46 6.34 6.46 6.65 6.85 6.99 6.57 6.60 7.75 7.17

2007

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
6.29 6.46 6.20 6.29 6.28 6.68 6.79 6.75 6.53 6.54 6.48 6.26

 

* SBA 504 loans are for terms of either 10 or 20 years. At closing, the interest rate is not established. The interest rate on the SBA 504 loan is set when the SBA sells the bond (debenture) to fund the loan, and the interest rate is then fixed for the duration of the term. The rate is based on a spread above either the 5 year or 10 year U.S. Treasury rates. SBA 504 debentures are fully amortized securities and have no balloon payments.